Dental implants are the most advanced technology in tooth replacement. They can completely replace anywhere from one tooth to all of your teeth as needed. Although dental implants are often the best dental prosthetic option, they have earned a reputation for being expensive, causing patients to opt for lesser quality prosthetics in order to save money. But this doesn’t have to be the case.
Are dental implants covered by insurance? How can I afford dental implants? Learn the answers to these questions and more.
What Are Dental Implants?
To understand the cost of dental implants and to determine if they are worth it, it helps to understand how they work. A dental implant is an artificial tooth root. It is shaped like a screw with threads that help it fuse with the bone in your jaw, forming a solid bond. This provides a secure anchor to support an artificial tooth. Multiple implants can support a bridge or dentures to replace more than one tooth. Dental implants provide you with natural looking and functioning teeth.
Insurance and Dental Implants: What You Need to Know
In the past, dental insurance did not cover dental implants because they were considered to be a cosmetic procedure. But now that the oral health benefits of dental implants have been realized, more insurance providers are offering plans that include coverage for implants. Basic level plans may not cover dental implants, but higher tier plans are more likely to do so. You may need to pay a higher premium for a plan that includes dental implant coverage, but it will be worth it if you are planning to get one or more implants.
The reason for getting dental implants may be a determining factor when it comes to getting insurance to cover them. If the purpose is cosmetic, they may not be covered. But if the purpose is to provide a functional replacement for teeth that were damaged due to an accident, insurance is more likely to cover them.
In some cases medical insurance will cover dental implants, but not the dental prosthetic. Be sure to check with your medical insurance provider as well to determine if there is any coverage provided for dental implants.
How To Afford Dental Implants
If you don’t have insurance, or even if you do, there is always an out of pocket cost for dental implants. Financing provides an option to pay for dental implants gradually in affordable monthly payments. Many financing options for medical and dental costs have little or no interest for promotional periods, but be sure to read the fine print regarding the interest after the promotional period ends.
Frequently Asked Questions About Dental Implants
How long do dental implants last?
Dental implants are expected to last for 30+ years, but with good care and maintenance they can last for the rest of your life. This makes them a worthwhile, lifelong investment in your oral health.
Am I a candidate for dental implants?
Most patients either are, or can become candidates for dental implants. Some patients may need some preparation before they can get dental implants, such as bone grafting to thicken the jaw bone. But dental implants are almost always an option for any patient.
Where Can I Get an Estimate for Dental Implants?
If you’re interested in getting an estimate for dental implants, Glassman Dental Care would be happy to set up a consultation. We can discuss your needs, your insurance coverage, and financing options to make dental implants an affordable option for you.
Call 212-787-4860 or contact us today to learn more and schedule an appointment.